SAVINGS & INVESTMENTS


Whether you’re saving towards a goal, building an emergency fund or planning your retirement, we can help. Our Savings & Investment Accounts were built with your best interest in mind.

As a Not-For-Profit Institution, you will earn dividends on all our Accounts and experience the convenience of anytime, anywhere access to your money with Online and Mobile Banking.


NO MONTHLY SERVICE FEE

Unlike other institutions, we never charge our members a ‘monthly service fee’ for having their accounts at CAPE FCU.

NOT-FOR-PROFIT

As a not-for-profit institution, we have lower fees and provide higher returns than most financial institutions.

YOUR MONEY IS INSURED

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. through NCUA (National Credit Union Administration).

WHENEVER, WHEREVER

Enjoy the convenience of anytime, anywhere access to your accounts with FREE Online & Mobile Banking.

Savings

Share Savings Account

Your membership at CAPE FCU begins with our Share Savings Account. Enjoy the perks of a simple, yet convenient and effective way to save towards any goal.

*All members of CAPE CU are required to have an active Share Savings Account in order to be members of the Credit Union.

MONEY MARKET ACCOUNT

With a CAPE FCU Money Market Account, you’ll have the flexibility of a Savings Account, but with the ability to earn even higher dividends on your savings.

Money Market

SHARE CERTIFICATE ACCOUNT

Earn GUARANTEED RETURNS on your Savings with a Share Certificate Account. You choose the term of your investment and earn higher, guaranteed returns on your investment.

CHRISTMAS CLUB ACCOUNT

Save for the holidays with this Special Savings Account. You’re able to deposit money all year long – then it will be transferred to your Checking Account right before the holidays!

Christmas Club Account

Vacation Club Account

VACATION CLUB ACCOUNT

There’s no need to rely on your credit card for the perfect vacation. With a Vacation Club Account, you can save responsibly throughout the year…and enjoy your vacation debt-free!

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Saving for your retirement just got easier with a CAPE FCU IRA. Enjoy the tax benefits of an IRA without all the hidden fees charged by other institutions.

IRA

Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!