Loans | Quick & Easy Approvals | CAPE Federal Credit Union


Relax. When it comes to borrowing money, CAPE FCU has your best interests in mind. Our Loan Experts will work with you one-on-one to make sure you stay within your budget and make a smart decision.

As a Not-for-Profit financial institution, our goal is to help you make the best decisions and do what’s best for your unique financial situation. With lower rates, flexible terms and no hidden fees, we know you’ll be happy you chose CAPE FCU!


Get Guaranteed Asset Protection (GAP) & Extended Warranties for up to 50% LESS than dealerships.


As a not-for-profit institution, we’re able to offer lower rates, more flexible terms and many services at little or no cost.


Apply in-person or online – we make getting approved for your loan as convenient and easy as possible.


Some loans and the various options can easily become confusing. Our Loan Experts are here to work with you directly and answer all your questions.

Auto Loan


Whether you’re buying your first car or consider yourself a car-buying guru, we can help! At CAPE FCU we’ll work with you one-on-one to get you the loan you need and answer all your questions along the way.


Do you ride? Our Loan Experts are ready to help you stay in budget and will have you cruising away with a great rate in no time.

Motorcycle Loans
Recreational Vehicle Loans

RECREATIONAL VEHICLES (Boats, Campers, 4-Wheelers & Farm Equipment)

We all deserve fun toys! Whether it’s a boat, 4-wheeler or RV, we’re here to help make your dream come true. With quick approvals, flexible terms and low-rates, you’ll be out playing in no time.


Buying a home is an exciting experience. It can also become confusing and a bit overwhelming at times. With help from our Home Loan Experts, you can relax. We will work with you one-on-one to get you approved and answer all your questions along the way.

Contact our Home Loan Experts at 304-623-4794 or stop by any Branch Location.

Visa Credit Card


Swipe with confidence! Whether it’s every day purchases or special events, our VISA Credit Card is accepted worldwide and comes equipped with low-rates.


A Signature Loan (Personal Loan) is a great option if you need to borrow money and want set repayment terms to keep you out of debt. Consolidate high-interest loans, emergency funds for car repairs – whatever the reason, a CAPE FCU Signature Loan is a great option.

  • Low Fixed Rates
  • Up to $10,000 Available
  • Flexible Terms up to 72 Months
  • Unsecured Loan (No Collateral Required)
Personal Loan

Share Secured Loan


A Share Secured Loan uses the funds in your Share Savings or Share Certificate Account at collateral. This feature allows the rates to be lower than traditional Signature Loans.

  • Low Fixed Rates
  • Up to $10,000 Available
  • Flexible Terms up to 60 Months
  • Secured Loan (Uses Share Savings or Share Certificate as Collateral)


Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae®. Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty

Student loan options include Smart Option Student Loan® for Undergraduate Students, Parent Loan as well as a suite of graduate loans to pay for expenses included in your school’s cost of attendance and designed for your specific degree.


Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!

Website Accessibility
CAPE Federal Credit Union is committed to providing the best banking and financial service solutions for our members. Our goal is to provide an accessible website that is barrier-free to everyone and we are actively working to increase accessibility and usability of our website. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 304-623-4794. The products and services described on this website are offered only in the United States.

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