Rates

SAVINGS RATES

Effective August 1, 2017

Account TypeAPY*
Share Savings Account0.20%
Christmas Club Account1.50%
Share Savings IRA (Traditional & Roth)1.15%
Money MarketAPY*
Balance of $0 to $2,4990.00%
Balance of $2,500 to $14,9990.40%
Balance of $15,000 to $49,9990.50%
Balance of $50,000+0.60%
Share Certificate AccountsAPY*
6 Month0.30%
12 Month0.40%
24 Month0.50%
36 Month1.00%
48 Month1.25%

Fees will reduce earning on all account types. $500 minimum deposit for 6 month Share Certificate Account. $1,000 minimum deposit for 12 – 48 month Certificates. Early withdrawal penalties may apply on Certificate Accounts. $2,500 minimum balance required to earn dividends on Money Market Accounts.

*APY – Annual Percentage Yield. Subject to change without notice. Certain conditions apply. Fees may reduce earnings on accounts.

LOAN RATES

Effective August 1, 2017

DESCRIPTIONYEARRATETERMVALUEAPPLY
Vehicle Loan – NEW20183.25%6 YearsRetail / NADAApply Now
Vehicle Loan – NEW20173.50%6 YearsRetail / NADAApply Now
Vehicle Loan – USED20173.50%6 YearsRetail / NADAApply Now
Vehicle Loan – USED20163.75%6 YearsRetail / NADAApply Now
Vehicle Loan – USED20154.00%6 YearsLoan^Apply Now
Vehicle Loan – USED20144.50%6 YearsLoan^Apply Now
Vehicle Loan – USED2012 & 20135.50%5 YearsLoan^Apply Now
Vehicle Loan – USED2010 & OLDER6.00%4 YearsLoan^Apply Now

Discounts Available: If financing 90% of the value that CAPE can lend on the vehicle, there is a discount of 0.25%. If financing 80% of the value that CAPE can lend on the vehicle, there is a discount of 0.50%.

^ Loan value used unless credit score of 700+; then Retail / NADA value used.

All vehicles financed over $50,000 may receive a rate up to 7 years.

DESCRIPTIONRATETERMLIMITSAPPLY
Signature14.00%5 Years$10,000.00Apply Now
Consolidation15.00%5 Years$10,000.00Apply Now
VISA Credit Card9.90%3% of Balance$10,000.00Apply Now
Vacation11.00%1 Year$2,500.00Apply Now
Christmas11.00%1 Year$2,500.00Apply Now
Share Secured1.75% – 4.00%See StaffSee StaffApply Now
Beginners Loan10.00%1 Year$1,000.00Apply Now
Motorcycle – NEW5.00%6 YearsRetail / NADAApply Now
Motorcycle – USED5.00%6 YearsRetail / NADAApply Now
Recreational Vehicles – NEW5.00%6 YearsRetail / NADAApply Now
Recreational Vehicles – USED5.00%6 YearsRetail / NADAApply Now
Farm Equipment – NEW5.00%6 YearsRetail / NADAApply Now
Farm Equipment – USED5.00%6 YearsRetail / NADAApply Now
MortgagesSee StaffSee StaffSee StaffSee Staff

Rates subject to change without notice. Other fees may apply. Contact our Branch for further details at (304) 623-4794.

Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!