Rates
SAVINGS RATES
Effective January 26, 2023
| Account Type | APY* |
|---|---|
| Share Savings Account | 0.01% |
| Vacation Club Account | 0.01% |
| Christmas Club Account | 1.00% |
| Share Savings IRA (Traditional & Roth) | 0.10% |
| Money Market | APY* |
|---|---|
| Balance of $0 to $2,499 | 0.00% |
| Balance of $2,500 to $14,999 | 0.05% |
| Balance of $15,000 to $49,999 | 0.07% |
| Balance of $50,000+ | 0.10% |
| Share Certificate Accounts | APY* |
|---|---|
| 6 Month | 0.10% |
| 12 Month | 0.15% |
| 24 Month | 0.20% |
| 36 Month | 0.25% |
| 48 Month | 0.30% |
Fees will reduce earning on all account types. $500 minimum deposit for 6 month Share Certificate Account. $1,000 minimum deposit for 12 – 48 month Certificates. Early withdrawal penalties may apply on Certificate Accounts. $2,500 minimum balance required to earn dividends on Money Market Accounts. $50 minimum balance required for Share Savings Account to earn dividends.
*APY – Annual Percentage Yield. Subject to change without notice. Certain conditions apply. Fees may reduce earnings on accounts.
| Special Share Certificate Accounts – Limited Time Only [ New Monies & Renewals Only ] | APY* |
|---|---|
| 6 Month | 1.00% |
| 12 Month | 1.75% |
| 36 Month | 2.75% |
*APY – Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on accounts. Special Certificate rates apply to new monies and renewals only. $1,000 minimum deposit required for special Certificates. Early withdrawal penalties may apply on Certificate Accounts. Limited time offer – CAPE FCU reserves the right to end this promotion at any time. Certain conditions apply. Contact credit union for complete details.
LOAN RATES
Effective January 1, 2023
| DESCRIPTION | RATE | VALUE | APPLY |
|---|---|---|---|
| Vehicle Loan – NEW | as low as 3.24%* | Retail / NADA | Apply Now |
| Vehicle Loan – USED | as low as 3.50%* | Retail / NADA | Apply Now |
| Classic / Collectible | as low as 5.50%* | NADA | Apply Now |
| DESCRIPTION | RATE | APPLY |
|---|---|---|
| Signature | as low as 10.99%* | Apply Now |
| VISA Credit Card | as low as 12.99%* | Apply Now |
| Share Secured | 1.75% – 4.00% | Apply Now |
| Motorcycles/ATV – NEW & USED | as low as 6.25%* | Apply Now |
| Recreational Vehicles – NEW & USED | as low as 5.24%* | Apply Now |
| Farm Equipment – NEW & USED | as low as 5.24%* | Apply Now |
| Boats / Campers – NEW & USED | as low as 5.24%* | Apply Now |
| Mortgages | See Staff | See Staff |
Rates subject to change without notice. Other fees may apply. Contact our Branch for further details at (304) 623-4794.
*All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.
