Rates
SAVINGS RATES
| Account Type | APY* |
|---|---|
| Share Savings Account | 0.05% |
| Vacation Club Account | 0.05% |
| Christmas Club Account | 1.00% |
| Share Savings IRA (Traditional & Roth) | 0.10% |
| Money Market | APY* |
|---|---|
| Balance of $0 to $2,499 | 0.00% |
| Balance of $2,500 to $14,999 | 0.15% |
| Balance of $15,000 to $49,999 | 0.20% |
| Balance of $50,000+ | 0.25% |
| Share Certificate Accounts | APR^ |
|---|---|
| 6 Month | 0.75% |
| 12 Month | 2.65% |
| 24 Month | 1.85% |
| 36 Month | 1.65% |
| 48 Month | 1.50% |
*APY – Annual Percentage Yield. Subject to change without notice. Certain conditions apply. Fees may reduce earnings on accounts.$2,500 minimum balance required to earn dividends on Money Market Accounts. $50 minimum balance required for Share Savings Account to earn dividends.
^APR – Annual Percentage Rate. Subject to change without notice. $500 minimum deposit for 6 month Share Certificate Account. $1,000 minimum deposit for 12 – 48 month Certificates. Early withdrawal penalties may apply on Certificate Accounts. Fees may reduce earnings on accounts.
LOAN RATES
| DESCRIPTION | RATE | VALUE | APPLY |
|---|---|---|---|
| Vehicle Loan – NEW | as low as 5.20%* | Retail / NADA | Apply Now |
| Vehicle Loan – USED | as low as 5.70%* | Retail / NADA | Apply Now |
| Classic / Collectible | as low as 8.49%* | NADA | Apply Now |
| DESCRIPTION | RATE | APPLY |
|---|---|---|
| Signature | as low as 11.99%* | Apply Now |
| VISA Credit Card | as low as 12.99%* | Apply Now |
| Share Secured | 1.99% – 6.49%* | Apply Now |
| Motorcycles/ATV – NEW & USED | as low as 11.49%* | Apply Now |
| Recreational Vehicles – NEW & USED | as low as 7.99%* | Apply Now |
| Farm Equipment – NEW & USED | as low as 7.99%* | Apply Now |
| Boats / Campers – NEW & USED | as low as 7.99%* | Apply Now |
| Mortgages | See Staff | See Staff |
Rates subject to change without notice. Other fees may apply. Contact our Branch for further details at (304) 623-4794.
*All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.
