Savings & Loan Rates | CAPE Federal Credit Union

Rates

SAVINGS RATES

Effective February 23, 2024

Account TypeAPY*
Share Savings Account0.05%
Vacation Club Account0.05%
Christmas Club Account1.00%
Share Savings IRA (Traditional & Roth)0.10%
Money MarketAPY*
Balance of $0 to $2,4990.00%
Balance of $2,500 to $14,9990.15%
Balance of $15,000 to $49,9990.20%
Balance of $50,000+0.25%
Share Certificate AccountsAPR^
6 Month0.75%
12 Month2.65%
24 Month1.85%
36 Month1.65%
48 Month1.50%

*APY – Annual Percentage Yield. Subject to change without notice. Certain conditions apply. Fees may reduce earnings on accounts.$2,500 minimum balance required to earn dividends on Money Market Accounts. $50 minimum balance required for Share Savings Account to earn dividends.

^APR – Annual Percentage Rate. Subject to change without notice. $500 minimum deposit for 6 month Share Certificate Account. $1,000 minimum deposit for 12 – 48 month Certificates. Early withdrawal penalties may apply on Certificate Accounts. Fees may reduce earnings on accounts.

LOAN RATES

Effective February 23, 2024

DESCRIPTIONRATEVALUEAPPLY
Vehicle Loan – NEWas low as 5.99%*Retail / NADAApply Now
Vehicle Loan – USEDas low as 6.89%*Retail / NADAApply Now
Classic / Collectibleas low as 8.49%*NADA Apply Now
DESCRIPTIONRATEAPPLY
Signatureas low as 11.99%*Apply Now
VISA Credit Cardas low as 12.99%*Apply Now
Share Secured1.99% – 6.49%*Apply Now
Motorcycles/ATV – NEW & USEDas low as 11.49%*Apply Now
Recreational Vehicles – NEW & USEDas low as 7.99%*Apply Now
Farm Equipment – NEW & USEDas low as 7.99%*Apply Now
Boats / Campers – NEW & USEDas low as 7.99%*Apply Now
MortgagesSee StaffSee Staff

Rates subject to change without notice. Other fees may apply. Contact our Branch for further details at (304) 623-4794.

*All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.

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