We live in a world where instant access and the ability to pay anywhere are a must. And that’s exactly how we built our Checking Account!

Enjoy the convenience of a Debit Card for cash withdrawals, quick payments and online shopping. Plus, with our Mobile Banking, you can check your balance, deposit checks and more – all instantly!


Unlike other institutions, we never charge our members a ‘monthly service fee’ for having their Checking Account at CAPE FCU.


As a not-for-profit institution, we have lower fees and provide many services at lower or no cost when compared to other financial institutions.


Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. through NCUA (National Credit Union Administration).


Enjoy the convenience of anytime, anywhere access to your accounts with FREE Online & Mobile Banking.

Mobile Deposit


Most ‘FREE’ Checking Accounts at other institutions are filled with hidden fees and impossible requirements to meet. Not at CAPE FCU.

We’ve built a Checking Account that just keeps piling on the PERKS!


The most convenient way to pay your bills. Introducing FREE Online Bill Pay.

FREE Bill Pay Features:

  • No monthly fee or minimum payment requirements.
  • Make one-time payments or set up recurring payments for all your bills.
  • Pay all your bills using your computer or your mobile device.
  • Quickly view your scheduled and processed payment history.
  • USPS tracking information available.
  • Easily set up and edit your payee list from your mobile device with PicturePay.
  • Send money to family and friends at ANY financial institution with Person to Person payments.
  • Transfer money to and from external accounts with Account to Account transfers.
  • Pay your loans easily with Portal Pay.
bill pay graphic

Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!

Website Accessibility
CAPE Federal Credit Union is committed to providing the best banking and financial service solutions for our members. Our goal is to provide an accessible website that is barrier-free to everyone and we are actively working to increase accessibility and usability of our website. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 304-623-4794. The products and services described on this website are offered only in the United States.

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