Earn More in 2024!

If you’re ready to save more money in 2024, you’re in luck. Rates are on the rise, and now is the perfect time to open a Share Certificate Account.

Share Certificate Accounts, commonly called Certificates of Deposit (CD), are an excellent tool to boost your savings. Take a break from the stock market roller coaster and enjoy guaranteed returns on your investments.^

Who Should Invest with Certificates?

Short answer: Everyone! Certificates are investment accounts that lock in your funds for a designated period. In exchange, you earn much higher returns vs. traditional savings accounts. Here are some ideal scenarios for certificates:

  • Nearing Retirement: Certificates are a more conservative investment tool without market risk.
  • Diversified Portfolio: A well-diversified portfolio is a winning strategy for any investor.
  • First-Time Investors: Learn not to touch your money for extended periods and let compound interest work in your favor.
  • Achieving Goals: One of the best perks of certificates is that they force you to save – making them great tools when saving for a new home, building a college fund for your child, or preparing for a dream vacation.

Open Your Share Certificate Account Today.

It’s easy to get started. Stop by to see us or call 304-623-4794.

Fees may reduce earnings on accounts. $1,000 minimum deposit required for Certificates. Early withdrawal penalties may apply on Certificate Accounts. Contact credit union for complete details.

^Share Certificate Accounts available through CAPE Federal Credit Union are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), a US government agency.


Higher yields allow you to earn more on your savings.


Choose the term that best matches your financial goals.


All certificates are federally insured up to at least $250,000 by NCUA.


Opening your account is easy and convenient. Visit us in-person or call 304.623.4794.

Become a Member


Joining CAPE Federal Credit Union is EASY and packed with PERKS!

If you live, work, worship, or attend school in Harrison County, West Virginia, you can join.

Members Experience:

  • Lower Loan Rates
  • Higher Savings Yields
  • Lower or Eliminated Fees
  • Many Services at No Cost

Join CAPE today and boost your savings with a Share Certificate Account!

Stop by our Branch Location at 323 E. Pike Street, Clarksburg, WV 26301 to join and save on your auto loan!

Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!

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CAPE Federal Credit Union is committed to providing the best banking and financial service solutions for our members. Our goal is to provide an accessible website that is barrier-free to everyone and we are actively working to increase accessibility and usability of our website. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 304-623-4794. The products and services described on this website are offered only in the United States.

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