Safe & Insured | CAPE Federal Credit Union

Your Credit Union is Strong, Secure & Federally Insured.

With the recent collapse of Silicon Valley Bank (SVB), Signature Bank of New York, and Silvergate Bank, we understand you may have questions and concerns regarding the safety and security of your accounts with CAPE FCU.

As always, the protection of the credit union and our members’ funds is our top priority, and we make every effort to ensure we remain a fiscally sound and secure financial institution. We do this with the guidance of the National Credit Union Administration (NCUA), a US government agency, who regularly examines our policies and practices to safeguard our financial well-being. As a result, we DO NOT invest in tech start-up businesses or cryptocurrency-regulated companies.

Additionally, our Board of Directors, Supervisory Committee, and leadership team consistently work with federal and independent examiners to review and analyze our assets, interest rates, and overall financials to preserve our sound financial institution status.

All member accounts are federally insured by the National Credit Union Administration (NCUA) up to at least $250,000.

We are very thankful to our members for putting your trust in us for all your financial needs.


All member accounts are federally insured up to at least $250,000 by the NCUA.


The credit union participates in examinations by NCUA and independent auditors annually.


Policies are reviewed regularly to ensure the credit union operates ethically and does NOT invest in tech-startups or cryptocurrency-regulated companies.


We’re grateful for the support and trust of all our members and we’re proud to serve Harrison County!

Become a Member


Joining CAPE Federal Credit Union is EASY and packed with PERKS!

If you live, work, worship, or attend school in Harrison County, West Virginia, you can join.

Members Experience:

  • Lower Loan Rates
  • Higher Savings Yields
  • Lower or Eliminated Fees
  • Many Services at No Cost

Join CAPE today and enjoy all the perks of membership!

Stop by our Branch Location at 323 E. Pike Street, Clarksburg, WV 26301 to join and start 2023 off fresh!

Become a member of CAPE FCU today & experience the PERKS of a not-for-profit institution with your best interest in mind!

Website Accessibility
CAPE Federal Credit Union is committed to providing the best banking and financial service solutions for our members. Our goal is to provide an accessible website that is barrier-free to everyone and we are actively working to increase accessibility and usability of our website. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 304-623-4794. The products and services described on this website are offered only in the United States.

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